The 3-Year Rule: How to Discharge Federal Tax Debt in Bankruptcy
Wiping the Slate Clean: Eliminating Old IRS Debt Through Bankruptcy A common tax myth is that you can never discharge federal tax debt in bankruptcy. Although the IRS makes it difficult, the Bankruptcy Code allows you to eliminate old income tax liabilities. You can file under Chapter 7 or Chapter 13 as long as your […]
How to Defend Your Business Against an IRS ERC Tax Audit

ERC Clawbacks: Strategic Defense Against IRS Employee Retention Credit Audits Thousands of small and mid-sized business owners who claimed the Employee Retention Credit (ERC) during the pandemic are now receiving aggressive audit notices, disallowance letters (Letter 105-C), and demands for full repayment. The IRS has deployed specialized enforcement teams to audit ERC claims, specifically targeting […]
Emergency Guide: How to Get an IRS Bank Levy Released in 21 Days
The 21-Day Clock: Executing an Emergency IRS Bank Levy Release A bank levy is one of the most destructive collection tools in the IRS arsenal. Unlike a wage garnishment, which takes a percentage of future paychecks, a bank levy immediately freezes the entire available balance in your checking, savings, or business accounts up to the […]
How to Freeze IRS Collections with Currently Not Collectible Hardship Status
Halting the Levy: Obtaining Currently Not Collectible Hardship Relief What is IRS Currently Not Collectible (CNC) Status? Currently Not Collectible (CNC) status is an official IRS hardship designation under Policy Statement 5-71. When granted, the IRS temporarily halts all aggressive collection enforcement—including bank levies, wage garnishments, and Revenue Officer calls. You qualify if your allowable […]
How to Claim IRS Innocent Spouse Relief for Unpaid Joint Taxes

Severing Joint Tax Debt: The Legal Shield of Innocent Spouse Relief How Does IRS Innocent Spouse Relief Work? Under Internal Revenue Code Section 6015, filing a joint tax return makes both partners “jointly and severally liable” for the full tax bill, even after a divorce. However, Innocent Spouse Relief (Form 8857) allows an individual to […]
Managing Tax Liabilities for Richmond Independent Contractors

Managing Tax Liabilities for Richmond Independent Contractors The Financial Realities of 1099 Contracting The workforce in the Richmond region features a vibrant, growing segment of independent contractors, gig workers, creative freelancers, and specialized consultants. While self-employment offers professional freedom, it transfers complete responsibility for tax withholding and compliance onto your shoulders. Without an employer deducting […]
Managing a Virginia Tax Warrant or State Bank Levy

Managing a Virginia Tax Warrant or State Bank Levy Emergency Actions to Take When Your Funds Are Frozen Receiving a Notice of Tax Warrant or discovering that the Virginia Department of Taxation has frozen your bank accounts is a stressful event. Unlike ordinary collections, state revenue authorities have sweeping administrative power to seize assets, garnish […]
IRS vs Virginia Department of Taxation Rules and Rights
Virginia & IRS Rules, How They Differ, and Protecting Your Rights Navigating the Two Fronts of Tax Collection in Virginia When you owe back taxes, managing federal obligations to the Internal Revenue Service is only half the battle. Taxpayers living or operating a business in the Richmond area must also navigate the distinct statutes enforced […]
Can I Go to Jail For Not Paying Payroll Tax?
Payroll Tax: Can I Go to Jail For Not Paying? Yes — but usually only in cases involving willful failure to collect or pay over payroll taxes. Most businesses that fall behind face civil penalties first, but intentionally using withheld payroll taxes for other purposes can lead to criminal prosecution, significant fines, and imprisonment. At […]
We are Tax Relief Advisers
Welcome to Tax Relief Advisers: Who We Are Who are we? We are Internal Revenue Service (IRS) enrolled agents, former IRS Revenue Officers, and Certified Public Accountants (CPAs). We are Tax Relief Advisers, and we are here to help. We understand that the phrase “IRS Revenue Officer” can sound intimidating, but we’re on your side […]
Clearing Your Title: How to Remove an IRS Tax Lien in Dallas County
Real Estate Under Siege: Gaining a Federal Tax Lien Discharge in DFW For homeowners and property investors across the DFW Metroplex, real estate is the foundation of long-term wealth. Whether you own a family residence in Highland Park, a corporate building in Southlake, or a portfolio of rental properties in Plano, your equity is your […]
Defending Your Business: Texas Comptroller Sales Tax Audit Help in Dallas
Under State Scrutiny: Survival Guide for a Texas Comptroller Sales Tax Audit Many business owners mistakenly believe that the IRS is the only tax authority they need to be concerned with. For restaurant owners in Deep Ellum, retail boutique founders in the Bishop Arts District, and contractors across Fort Worth, there is an entirely different […]